Disclosures & Licenses

DISCLAIMER NOTICE

Loandipity.co is a mortgage brokerage that provides a marketing platform for real estate agents and owner sellers who may operate independently outside of our company’s policies, who are not part of Loandipity Mortgage LLC, and therefore Loandipity Mortgage LLC will not be held liable for third party actions. Offers made between buyers and the seller or the seller’s representative are made between those parties. Real estate contracts are binding, and you should consult with a real estate professional before making any such offers. It is highly advisable that you are aware of the real estate laws in your state.

Information We Collect At Our Checkout Process

We collect information about you during the checkout process.

While you visit our site, we use cookies to keep track of cart contents while you’re browsing our site.

When you purchase from us, we’ll ask you to provide information including your name, billing address, shipping address, email address, phone number, credit card/payment details and optional account information like username and password. We’ll use this information for purposes, such as, to:

• Send you information about your account and order
• Respond to your requests, including refunds and complaints
• Process payments and prevent fraud
• Set up your account for our site
• Comply with any legal obligations we have, such as calculating taxes
• Improve our store offerings
• Send you marketing messages, if you choose to receive them

If you create an account, we will store your name, address, email and phone number, which will be used to populate the checkout for future orders.

We generally store information about you for as long as we need the information for the purposes for which we collect and use it, and we are not legally required to continue to keep it. For example, we will store order information for 3 years for tax and accounting purposes. This includes your name, email address and billing addresses.

Members of our team have access to the information you provide us. For example, both Administrators and Shop Managers can access:

• Order information like what was purchased, when it was purchased and where it should be sent, and
• Customer information like your name, email address, and billing and shipping information.

Our team members have access to this information to help fulfill orders, process refunds and support you.

Information Shared with Third Parties

We share information with third parties who help us provide our orders and store services to you; for example —

License Information

Loandipity.co is a mortgage brokerage that conducts business as Loandipity Mortgage LLC Company NMLS# 2245975 CA Dept. of Financial Protection and Innovation. Some loan products may not be available in all states. Certain states may not require a license for some loan products. Other products may require that the loans must be closed in a Limited Liability Company as per state requirements to be classified as a business purpose loan.