Asset-based Financing Beyond Traditional Banking
Our DSCR loans allows you to easily qualify and close your transaction using the rental income received from the property. No personal income to qualify, no complex underwriting, and minimal documents required. It’s the faster to way to close your deal so you can move on to the next.
Ready to make your deal
Get your pre-approval and access thousands of properties or see options to save with great rates.
More ways To Finance Your Portfolio
Our services are designed to provide multiple financing options. By combining strategic planning, underwriting expertise, and hands-on execution, we help bring your investment goals to life while managing risk, timelines, and long-term value.
Debt Service Coverage Ratio (DSCR)
A rental loan program designed to allow investors to qualify using rental income, minimal documents, investor friendly title companies, and streamlined to close quickly on every deal without all the bank red tape.
Bridge Loans
Bridge Loans for short term transactions and rehabs .
Fix & Flip Projects
Finance renovation costs
Ground Up Construction
Final delivery coordination, commissioning, and handover to owners, operators, or asset management teams.
Portfolio Lending
Tap into equity for renovations and major repairs. Check out today's rates and maximize your borrowing limits.
Cash-Out Refinance
Tap into equity for renovations and major repairs. Check out today's rates and maximize your borrowing limits.
Loan Consolidation
Consolidate multiple loans for better financial planning, capital sourcing, risk management, and cash flow.
Distressed Properties
Integration of sustainable design principles and efficient building systems to improve long-term performance and asset value.
Frequently Asked Questions
Do you provide financing in my state?
We provide business purpose financing in 42 states. In addition, we may provide traditional loan programs in California. Please contact us for your state specific requirements as we may be able to direct you if our loan products are unavailable in your area.
How do I know if I qualify?
Loandipity provides loan programs specifically designed for investors who must meet certain credit criteria, can provide verifiable funds if applicable, experience level, and purchase criteria. Though most of our financing options allows for flexibility and the strength of the asset.
Why do I need an LLC?
DSCR loans are designed for investment properties and holding the property in an LLC aligns with lender requirements for business or commercial purpose financing. This is also beneficial to you as it is also separated from your personal credit and typically will not show as a personal trade-line.
What are the loan fees and lender charges?
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Are ther any charges or fees for selling my property through Loandipity?
Listing your property for sale is always free. However, we only provide marketing directly to our investors and users of the platform. We do not place nor advertise on the MLS, Zillow, Trulia, or any other listing site. Transactions are between buyers and sellers. There are no upfront out of pocket expenses to list your property for sale on the Loandiptiy platform. A service fee may be charged only when add on services are utilized as part of the transaction.